Credit card processing fees calculator
Most merchants do not know their effective rate. This tells you, using two numbers from your last statement.
Total card sales for the month, before any fees come out.
The all-in total from the summary page of your statement.
Optional. Used only to estimate your transaction count.
5% commercial · 95% retail
Corporate, purchasing and business cards carry higher interchange, so a bigger commercial share raises the typical range.
90% card present · 10% card not present
Card not present covers anything keyed in, invoiced or taken online. It carries higher interchange, so it raises the typical range too.
Enter your monthly card volume and your monthly processing fees. Both are on the summary page of your statement. Your result appears here immediately — no email, no phone call, no form.
For an exact quote and savings figure. No pressure, and no obligation to switch.